Privacy Policy

Last Updated: March 26, 2026


A Better Way Mortgage Group (legally registered as 0952130 B.C. LTD.) is committed to maintaining the accuracy, confidentiality, and security of your personal information. This Privacy Policy describes the personal information we collect, how we use it, and to whom we disclose it.


1. Accountability & Legal Identity

0952130 B.C. LTD. is the legal entity responsible for personal information under our control. We operate under the following registered business names (DBAs):

  • Dominion Lending Centres - A Better Way
  • Mortgage Architects - A Better Way
  • A Better Way Mortgage Group


We have designated a Chief Privacy Officer who is accountable for our compliance with this Policy, PIPEDA, and BC PIPA.


2. Information We Collect

To provide expert mortgage brokerage services, we collect various types of personal information, including:

  • Contact Information: Name, address, phone number, and email address.
  • Financial Information: Income, employment history, assets, liabilities, and credit history (via credit bureau reports).
  • Identification: Social Insurance Number (SIN), used only for credit adjudication and as required by law.


3. Purpose of Collection

We collect and use your information for the following purposes:

  • To verify your identity and protect against fraud in compliance with FINTRAC requirements.
  • To assess your eligibility for mortgage products and credit.
  • To submit mortgage applications to financial institutions and lenders on your behalf.
  • To provide ongoing communication regarding your application and mortgage market updates via phone, email, or SMS.


4. Mobile Information & SMS Compliance (10DLC)

A Better Way Mortgage Group (operated by 0952130 B.C. LTD.) takes your mobile privacy seriously.

  • No Sharing of Mobile Data: Customer mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
  • Exclusion: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
  • Opt-In: By providing your mobile number and consenting to SMS via our web forms or verbal agreement, you agree to receive application updates and appointment reminders. Message frequency varies.
  • Opt-Out: You may withdraw your consent at any time by replying STOP to any message. For help, reply HELP.


5. Disclosure to Third Parties

In the course of a mortgage transaction, we disclose your information to third parties, including:

  • Lenders and Financial Institutions: To secure mortgage financing.
  • Credit Bureaus: To obtain credit reports.
  • Mortgage Insurers: Such as CMHC, Sagen, or Canada Guaranty.
  • Technology Partners: Including Velocity, Zoho CRM, and BluMortgage, who assist in processing your data under strict confidentiality agreements.


6. Safeguards and Retention

We maintain "Bank-Grade" technical, physical, and administrative security standards to protect your data. We retain your personal information only as long as necessary to fulfill the identified purposes or as required by law (typically seven years for Canadian financial records).


7. Contact Us

For questions regarding this policy or to access your personal information, please contact:


Chief Privacy Officer - A Better Way Mortgage Group

20178 96 Ave C325, Langley, BC V1M 0B2

Email: admin@abwmortgage.ca